Privacy Policy

1. Information We Collect

• Personal Information: When you create a NextSave account, we may collect information that identifies you personally, such as your name, email address, and billing information.

• Financial Information: To provide budgeting insights and calculate your monthly savings, we may collect information about your income, expenses, and spending habits.

• Device Information: We may collect information about the device you use to access NextSave, such as IP address, operating system, device ID, and browser type, to help improve our service and enhance security.

• Usage Data: We may collect information about how you interact with NextSave, including app features used, session length, and pages viewed, to improve user experience.

2. How We Use Your Information

• To Provide and Improve Services: We use your financial and personal data to calculate savings, provide budgeting insights, and personalize your NextSave experience.

• Billing and Account Management: We use your billing information to process payments, manage your subscription, and send you receipts or billing updates.

• Communication: We may use your contact information to send you important notices, updates about NextSave features, or responses to customer support requests.

• Analytics and Performance: We may analyze aggregated usage data to improve NextSave’s features, optimize performance, and address security issues.

3. Information Sharing

• Third-Party Service Providers: We may share your information with trusted third-party service providers who perform functions such as payment processing, data hosting, or customer support. These providers are required to protect your data and only use it as instructed by NextGen Enterprises.

• Legal Requirements: We may disclose your information if required by law, such as in response to a court order or government request, or if we believe it is necessary to protect our rights, safety, or property.

• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the new entity. You will be notified of any such change in ownership or control of your data.

4. Data Security

• Protection Measures: We use industry-standard security measures, including encryption and secure servers, to protect your information from unauthorized access, alteration, or disclosure.

• User Responsibilities: You are responsible for keeping your account information secure. Avoid sharing your password, and ensure you log out after each session on shared devices.

5. Data Retention

• We retain your personal information for as long as your account is active or as needed to provide our services. Upon termination of your account, we may retain certain information as required by law or for legitimate business purposes, such as resolving disputes or enforcing our agreements.

6. Your Rights and Choices

• Access and Update: You have the right to access, correct, or update your personal information at any time by logging into your account or contacting our support team.

• Data Deletion: You may request the deletion of your personal data by contacting us. We will make reasonable efforts to delete your information unless we are required by law to retain it.

• Opt-Out: You may opt-out of promotional communications from NextSave by following the unsubscribe instructions in any email or contacting us. However, we may still send you important account or service-related messages.

7. Cookies and Tracking Technologies

• NextSave may use cookies, beacons, and similar tracking technologies to enhance your experience, remember your preferences, and analyze app performance. You may manage cookies through your browser settings, but some features of NextSave may not function properly if cookies are disabled.

8. Children's Privacy

• NextSave is not intended for use by individuals under the age of 18, and we do not knowingly collect or solicit information from children. If we learn that we have collected information from a minor without parental consent, we will delete it as soon as possible.

9. Changes to the Privacy Policy

• NextGen Enterprises reserves the right to update this Privacy Policy to reflect changes in legal requirements or our practices. We will notify you of any significant updates by email or through the app. Continued use of NextSave following the update constitutes acceptance of the revised policy.

10. Contact Information

• If you have questions, concerns, or requests related to this Privacy Policy, please contact us at [Contact Information].