Terms & Conditions

1. Service Overview

NextSave is a subscription service that helps users manage and increase their monthly savings by providing budgeting tools, insights, and resources. The service fee is 10% of the monthly savings you achieve through our platform.

2. Eligibility and Account Requirements

• Eligibility: To use NextSave, you must be at least 18 years old.

• Account Information: You are responsible for providing accurate account information, including any financial or budgetary details needed to calculate your savings.

3. Savings Calculation and Fees

• Monthly Savings Calculation: NextSave calculates your monthly savings by comparing your spending reductions to your budget goals, assessing the savings achieved due to NextSave's guidance and insights.

• Service Fee: A 10% service fee is applied to the total savings each month. For example, if you save $300 in a given month, your fee will be $30.

• No Savings, No Fee: If no savings are achieved for a given month, no service fee is charged.

4. Payment and Billing

• Automatic Deductions: The 10% service fee is automatically deducted from your monthly calculated savings at the end of each month or within 5 business days.

• Billing Transparency: You will receive a monthly savings report before any fee is applied, detailing your total savings, the 10% service fee, and the net savings amount after deduction.

5. Cancellation and Refund Policy

• Cancellation: You may cancel your subscription at any time via your account settings. Cancelling your subscription prevents future charges but does not entitle you to a refund for fees charged on past months' savings.

• Refunds: The 10% service fee is non-refundable, as it reflects the direct savings accrued during the month in which it was charged.

6. Privacy and Data Use

• Data Privacy: NextGen Enterprises prioritizes the security of your personal information. All financial data provided will be used only to deliver budgeting insights and calculate your monthly savings.

• Data Sharing: We will not sell, trade, or otherwise transfer your personally identifiable information to outside parties, except as required by law or with your explicit consent.

7. User Responsibilities

• Accurate Information: You agree to provide accurate financial information to ensure correct savings calculations. Inaccurate information may lead to incorrect calculations or fees.

• Permitted Use: NextSave is for personal budgeting and savings purposes only. Any use for commercial or fraudulent activities is strictly prohibited.

8. Limitations of Liability

• Accuracy of Savings Calculation: While NextSave strives for accuracy in budgeting insights, we cannot guarantee perfect precision in savings calculations due to variability in user spending habits.

• Liability Limitation: NextGen Enterprises is not liable for any indirect, incidental, or consequential damages arising from your use of NextSave, including loss of data or savings.

9. Modifications to Terms and Conditions

• NextGen Enterprises reserves the right to update or modify these Terms and Conditions at any time. Notice of any changes will be communicated via email or posted on our website, with an effective date of at least 30 days from notice. Continued use of the service following any updates constitutes acceptance of the revised Terms.

10. Governing Law

These Terms and Conditions are governed by the laws of [Your Jurisdiction].

11. Contact Information

For any questions or concerns regarding these Terms and Conditions, please contact us at [Contact Information].